BillsVault

BillsVault is a personal finance app for keeping track of your transactions, accounts, credit cards, installment purchases, and loans — privately and simply.

Have a question, found a bug, or want to suggest an improvement? Email us at [billsvault@prototypenow.com.mx] and we’ll get back to you as soon as possible. To help you faster, please include your iPhone model, your iOS version, and a short description of what happened.

Getting started

• Transactions: record your income and expenses with the + button. You can assign a category, account, and payment method to each.
• Accounts: create debit accounts and credit cards. For credit cards you can set the statement closing day and the payment due day.
• Plans: track your interest-free installment purchases and follow your progress month by month.
• Loans: manage your loans with their rate, term, and payment schedule.
• Recurring: create transactions that repeat (daily, weekly, biweekly, monthly, yearly, or custom).
• Reminders: get alerts for your cards’ closing and payment days and for your loan installments.

Frequently asked questions

How do I edit an installment purchase if I got the number of months wrong?

Open the purchase in the Plans section, tap Edit plan, and correct the months, amount, or date. When you save, the installment schedule is recalculated automatically. Note: editing a plan regenerates its schedule, so all installments are recalculated.

How do I delete a loan and its transactions?

Open the loan and tap Delete loan, or swipe on the loan in the list. This removes the loan and all of its transactions (past and future). This action cannot be undone.

I paid off a loan — where did it go?

Paid-off (settled) loans and plans move to the Completed section (collapsible) within their screen, so they don’t mix with the ones that are still active.

Why doesn’t my account balance count everything I’ve paid on a loan?

For an account balance, loans and installment plans only reflect the current month’s payment, not the entire history. You can see the full detail of each loan or plan on its own screen.

Why didn’t a recurring purchase show up in my balance for the month?

The balance only considers transactions that have already occurred (dated today or earlier). Future occurrences of a recurring transaction don’t count yet, because they haven’t happened.

Is my data backed up? Does it sync across devices?

Yes. BillsVault uses iCloud (CloudKit) to store and sync your information across your devices signed in to the same iCloud account. Make sure you’re signed in to iCloud and that sync is enabled.

Can I export my data?

Yes. Go to Settings → Data → Export to CSV to generate a file with all your transactions, ready for backup or to open in Excel/Numbers.

What languages does the app support?

Spanish, English, and Japanese. The app follows the language set on your iPhone.

Can I change the currency?

The default currency is the Mexican peso (MXN).

I’m not getting reminders.

Make sure you’ve granted notification permission to BillsVault in iOS Settings → Notifications → BillsVault, and that your cards and loans have their payment day set.

Privacy

Bills Vault stores your information on your device and in your private iCloud. We don’t collect, sell, or share your financial data, and the app contains no ads or third-party trackers.